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home/Technologies/Payment Gateways (Razorpay, Stripe, Paytm, CCAvenue)

Payment Gateways (Razorpay, Stripe, Paytm, CCAvenue)

We implement secure, conversion-optimized payments with Razorpay, Stripe, Paytm, and CCAvenue. From cards, UPI, wallets, and BNPL to subscriptions, payouts, and split settlements, we engineer reliable flows with SCA, tokenization, webhooks, retries, and reconciliation. Observability, fraud controls, and PCI-aware practices protect revenue while preserving UX across web and mobile channels.

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Cards, UPI, Wallets, BNPL, Subscriptions, Payouts & Marketplace Splits

High-trust payment experiences with strong security, finance-grade reliability, and measurable lift in authorization rates.

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Checkout UX & Conversion Engineering

We craft fast, trustworthy checkout with saved cards, one-tap wallets, and UPI intent flows. Clear errors, address validation, and retry prompts reduce abandonment. Localization, duty/tax clarity, and currency consistency build confidence, while A/B tests quantify uplift without invasive redesigns or risky third-party dependencies during peak traffic.

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Subscriptions & Recurring Billing

We implement trials, proration, scheduled renewals, and seat or usage pricing. Dunning workflows, intelligent retry windows, and SCA recovery protect MRR. Entitlements and webhooks keep CRM, ERP, and support tools in sync, preventing access drift after card expiries, chargebacks, or payment method changes across regions.

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Payouts, Split Settlements & Marketplace Flows

We configure connected accounts, KYC onboarding, split rules, and scheduled settlements for marketplaces and partner ecosystems. Ledger consistency, fee attribution, and statements align finance operations. Dispute routing and holdback logic reduce risk while maintaining healthy cash flow for vendors and platform operators.

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Fraud Prevention & Risk Controls

We enable 3DS flows, device fingerprinting, velocity rules, and risk scoring. Region and product-aware step-up challenges balance conversion and safety. Blocklists, allowlists, and chargeback evidence automation reduce losses and support overhead during promotional spikes or targeted fraud campaigns.

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Reconciliation, Accounting & Reporting

We map auth, capture, refunds, and fees to finance workflows. Automated reconciliation dashboards match orders, settlements, and ledger entries, accelerating month-end close. Exportable reports support GST/VAT, audits, and investor reviews with traceable links back to gateway events.

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Compliance, Reliability & Observability

Hosted fields, tokenization, and key management minimize PCI scope. Health checks, traces, and rate monitors detect gateway issues early. Canary rollouts and feature flags protect revenue during releases, while SLAs and alerts keep stakeholders informed across engineering, product, and finance.

Tech Stack For Payment Gateways (Razorpay, Stripe, Paytm, CCAvenue)

Payments Stack
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Razorpay / Stripe / Paytm / CCAvenue

Cards, UPI, wallets, BNPL, payouts, splits, subscriptions.

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Why Choose Hyperbeen As Your Software Development Company?

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Powerful customization

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Project Completed

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Faster development

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Winning Award

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Benefits of Modern Payment Gateway Integrations

How it helps your business succeed

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Higher Authorization & Conversion

Optimized UX, localized methods, and smart retries lift success rates. Clear recovery paths reduce abandonment and support tickets, growing revenue without heavy discounts or risky hacks.

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Lower Fraud & Chargeback Loss

3DS, velocity controls, device intelligence, and evidence automation reduce fraud exposure, increasing win rates and protecting margins during peak demand.

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Finance-Grade Accuracy & Faster Close

Automated reconciliation aligns orders, payouts, and fees. Finance closes faster with fewer exceptions, while audit evidence remains exportable on demand.

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Global Methods & Market Expansion

UPI, wallets, BNPL, and multicurrency support enable international growth and regional trust without rebuilding payments per country.

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Reliable Operations & Fewer Incidents

Monitoring, alerts, and controlled rollouts prevent silent failures. Teams react quickly to bank or provider issues, protecting customer experience.

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Composable Monetization

Subscriptions, usage billing, and marketplace splits unlock new models without replatforming, supporting product evolution and partner ecosystems.

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Frequently asked
questions.

Absolutely! One of our tools is a long-form article writer which is
specifically designed to generate unlimited content per article.
It lets you generate the blog title,

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Do you support UPI, wallets, and BNPL?

Yes—UPI, Apple/Google Pay, BNPL, netbanking, and regional methods for India and global markets.

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